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How to avoid using the wrong Business Insurance broker in 2019
By John Catibog | Last Updated November 28, 2018
Running a business is challenging enough without having to arrange business insurance too.
It’s an important task and if you get it wrong, are you prepared for the stress, unexpected costs and wasted time?
Imagine instead, if you could be free from the complexity.
To have an expert on your side organising covers and getting you answers sooner.
Indagard Insurance Services does all this and more!
You don’t have to worry about insurance as our client.
Leave it to us.
So you can continue doing what you do best – growing your business.
Use an insurance broker or go direct?
Consider this…
Go direct, if you
- have the time to get quotes from many insurers,
- can understand the technical terms, conditions and exclusions in a policy, and;
- can manage chasing up a claim.
Work with us if you want:
- expert advice,
- to avoid the complexity of finding the right covers, and;
- to avoid to the stress of a claim while you’re still dealing with a disaster.
Why use an insurance broker?
Because we make insurance easy.
We can be your trusted advisor to help you manage your risks and advice you on policy details and claims help.
We work hard to get you the right combination of security, service and price.
Does using an insurance broker cost more?
No.
Like most people you probably assume working with a broker will cost you more.
But that’s not true.
Often you save money because you get more choices by having access to many coverage options.
Some of the coverages Indagard places may include extra benefits, giving you better value for your money.
Indagard helps you better manage your cash flow with convenient premium funding.
What does an insurance broker do?
First, we start with understanding your business so we can help you identify your risks. We can tell you about solutions that help to mitigate your exposures.
Next, we act on your behalf to organise covers with the right insurers.
We understand you’re busy so we keep in touch from time to time.
We keep you updated on changes that could impact you such as new laws or insurance changes. Or you may forget to tell us about changes to your business or new assets that need cover.
When disaster strikes, we’re there for you too! We manage your claim to get you an outcome and answers sooner.
Types of insurance
The classes of business insurance we specialise in are:
- Property Damage and Business Interruption
- Public liability insurance
- Professional indemnity insurance
- Management liability insurance
- Cyber insurance
- Truck insurance
- Fleet and Commercial Motor Vehicles
- Plant and Machinery
For business clients, we can be a single point of contact for your personal insurance needs too.
- Prestige Home and Contents insurance
- Luxury car insurance
- Landlords insurance
- Boat insurance
We’re not limited by these classes so contact us to discuss your specific needs.
See our products page for more details on other insurance classes available.
Find an insurer and compare quotes
We work with more than 100 insurance companies and underwriting agencies.
Some insurers offer more competitive coverage than others because they have an appetite for certain risks.
We can find an insurer to cover your needs and can save you time comparing the right insurance.
If possible, we aim to compare at least 3 quotes.
So you can make an informed decision that suits your situation and budget.
Are we a good fit?
We’re confident we can find cover for almost any risk.
We want to help everyone!
But we may not be a good fit for every business owner.
We WILL NOT suit you if :
- advice doesn’t matter,
- you think all insurance is the same,
- the cheapest insurance is your ONLY consideration, or
- you only want to get a quote from us so you can shop it around.